What Are Insurance Claim Supplements?

What comes to mind when you think of the word supplements? If you’re like most people, you might think of vitamins and other pills that promote health and wellness. For those of you nodding your head right now, you’re not alone in thinking this. If you search the word “Supplements” in Google, vitamins and dietary supplements—as well as the websites/stores that sell them—dominate the results.

Power Up Property Insurance Claims
There is a different kind of supplement, though, that we focus on at Claim Supplement Pro. While our supplements might not boost your physical health, they can (and do!) have a large beneficial impact on your financial health. We are talking about supplementing insurance claims. Even more specifically, we are talking about supplementing property insurance claims for storm damage.

You might be wondering: What are insurance claim supplements? To put it simply:  Supplements are items needed to finish repairs to a property, but the insurance company hasn’t paid for them. Nothing more, and nothing less.

Purpose of Insurance Claim Supplements
This definition often leads to a follow-up question: If the items are necessary, why wouldn’t the insurance company pay for them in their original estimate? There are a number of possible reasons for this, including:

• The homeowner might reveal additional damages after the inspection has occurred (e.g., interior damages)

• Additional damage may also be uncovered during the repair process (e.g., compromised sheathing)

• The adjuster may have simply forgotten to include an item in his/her estimate​

Benefits of Supplementing Insurance Claims
If you are a roofer or general contractor, you might find yourself thinking at this point: Okay. I know what supplements are, and I understand how they could be left off an insurance estimate. But how do I know what items have been missed? And, why should I care?

This is where we would love to step in and partner with you! With dedicated resources to work on your supplements, professional Estimators with years of experience working for insurance companies, and skilled Account Managers who know how to serve our clients, we can help you navigate the world of supplements and achieve your business goals. 

The reason why you should care? On average, our team increases the amount insurance will pay by 20% to 30% on each claim. That adds up to thousands of dollars for our clients. 

Are you missing out too? Reach out to Claim Supplement Pro today with any questions, and let’s jumpstart your financial health and success!